Sam Can Cover That
Samantha Rice · Meridian Insurance
You shouldn't find out what your insurance doesn't cover during a claim.
I'm Samantha Rice, a Licensed Insurance Agent helping Cincinnati-area families and businesses understand their coverage, compare their options, and identify potential problems before they become expensive ones.
Home • Auto • Business • Life • Specialty · Licensed in Ohio, Kentucky, and Indiana
Prefer a human? Call or text me at (513) 898-1751Samantha Rice | Licensed Insurance Agent with Meridian Insurance | Licensed in Ohio, Kentucky, and Indiana
Samantha Rice
Licensed Insurance Agent, Meridian Insurance
What brought you here?
My insurance is too expensive.
Let's see whether there may be another option.
Get a QuoteI'm buying something.
Home, car, rental property, or something fun?
Get a QuoteI own a business.
Let's talk about what you're protecting.
Business InsuranceI'm not sure I'm covered correctly.
Let's review what you already have.
Review My CoverageSimple enough for your home. Experienced enough for your business.
Two paths, one agent. Here's what I place for families and business owners across Greater Cincinnati, Southeast Indiana and Northern Kentucky.
Personal Insurance
Your home, your cars, your family's financial floor. Reviewed line by line so a bad day doesn't turn into a bad decade.
- Home
- Auto
- Umbrella
- Life
- Flood
- Rental properties
- Jewelry & valuables
- Specialty coverage
Business Insurance
From a two-truck contractor to a multi-location manufacturer — including the accounts other agents call too complicated.
- General liability
- Commercial property
- Commercial auto
- Workers' compensation
- Cyber
- Professional liability
- Commercial umbrella
- Specialty & hard-to-place risks
I'm not here to throw a quote at you.
Anyone can send you a premium. I want to understand what you're protecting, what's working, what's missing, and whether the insurance you're paying for actually makes sense.
01 — I start with what you already have.
Before replacing anything, I want to understand what's working, what's missing, and what matters most to you.
02 — I compare coverage, not just price.
A cheaper policy isn't a win if the coverage doesn't fit your needs.
03 — I explain the decision.
You'll understand what you're buying, what changed, and why I recommended it.
And yes. I actually answer my phone.
See how a coverage review worksYour business isn't generic. Your insurance shouldn't be either.
From small local businesses to complex commercial property and specialty risks, I help business owners understand what they're protecting, identify potential areas worth reviewing, and explore insurance markets that fit the exposure.
Including the accounts other agents sometimes call too complicated.
Auto Dealers & Repair Shops
Garage liability • Garagekeepers • Dealer plates • Open lot • Property
Insurance for Automotive Businesses
Contractors
General liability • Commercial auto • Equipment • Workers' compensation • Umbrella • Bonds
Insurance for Contractors
Real Estate & HOAs
Property • Business income • Ordinance or law • D&O • Umbrella
Insurance for Property Owners
Manufacturing
Property • Products liability • Equipment breakdown • Workers' compensation • Auto • Umbrella
Manufacturing InsuranceReal experience, not just a quote engine.
Serving communities across Ohio, Kentucky, and Indiana.
Licensed in Ohio, Kentucky, and Indiana, I work with families and business owners throughout Greater Cincinnati, Southwest Ohio, Northern Kentucky, and the surrounding region.
Ohio
Cincinnati, Mason, West Chester, Blue Ash, Hamilton, Loveland, Middletown, Dayton
Kentucky
Covington, Florence, Newport, Fort Mitchell, Independence
Indiana
Lawrenceburg, Aurora, Greendale
How a coverage review works.
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Send your current coverage securely.
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I review limits, deductibles, and key endorsements.
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We talk through what I found, in plain English.
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You decide — no pressure either way.
Quick questions before you reach out.
Do you only work in Cincinnati?
No — I'm licensed in Ohio, Kentucky, and Indiana, serving Greater Cincinnati, Southwest Ohio, Southeastern Indiana and Northern Kentucky.
Can you review insurance I already have?
Yes. Send it through my secure intake and I'll tell you what I see, no obligation.
Do I have to switch if you review my policies?
Not at all. If your current coverage makes sense, I'll tell you that too.
Can you handle both my business and personal insurance?
Yes — I work with both, and reviewing them together often turns up things worth discussing.
How do I securely send my current policies?
Use my secure intake link — never send policy numbers or any other personal details through email, text, or social media.
Not sure where to start?
Tell me what you're protecting and I'll help you figure out the next step.
Already insured? I can review that too. Review My Coverage